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Job decisions · Tax Year 2026–27

Job offer comparison

Compare guaranteed pay, realistic variable pay, first-year bonus, work costs and commute—not headline CTC alone.

New offer provides more recurring usable cash

₹2,46,700

₹20,558 monthly difference

Guaranteed cash salary before employee deductions.

Leave blank when there is no variable pay.

Add bonus, benefits, costs and commute

Commute, extra rent, meals or childcare caused by the role.

Guaranteed cash salary before employee deductions.

Leave blank when there is no variable pay.

Add bonus, benefits, costs and commute

Commute, extra rent, meals or childcare caused by the role.

Blank optional fields count as zero. Benefits and equity stay separate from the cash winner.

1 · Your answer

New offer provides more recurring usable cash

₹2,46,700

₹20,558 monthly difference

2 · Side-by-side value

Visual comparison

Recurring usable cash

Longer is better. Bonuses, benefits and equity remain outside this recurring comparison.

  • Current role₹14,02,500
  • New offer₹16,49,200
    Higher recurring cash

Current role

Guaranteed cash
₹15,00,000
Expected variable
₹0
Estimated tax
− ₹97,500
Annual work costs
− ₹0
Recurring usable cash
₹14,02,500
First-year usable cash
₹14,02,500
Benefits + equity
₹0
Commute
0 hours/week · 0 office days

New offer

Guaranteed cash
₹18,00,000
Expected variable
₹0
Estimated tax
− ₹1,50,800
Annual work costs
− ₹0
Recurring usable cash
₹16,49,200
First-year usable cash
₹16,49,200
Benefits + equity
₹0
Commute
0 hours/week · 0 office days

3 · What it means

The recurring winner excludes joining bonuses, benefits and equity. Those values can expire, vest, vary or carry conditions, so they are shown separately.

Uses salary-only new-regime tax for Tax Year 2026–27. PF, professional tax, payroll deductions, equity tax, bonus clawbacks and qualitative factors are excluded. Entered variable pay is weighted by your expected payout.

4 · What you may want to know next